Displaying items by tag: funding
Wednesday, 21 September 2011 19:29

Budgeting spreadsheet

Features

1)    Profit and Loss, balance sheet and cash flow integrated
2)    Working capital modelled for balance sheet and cash flow
3)    Staffing budget made easy, set up for up to 45 staff
4)    Charts to highlight key trends
5)    Contents page for easy navigation
6)    Factoring finance model, if needed, for working capital budget
7)    Commentary page

Published in Downloads
Wednesday, 29 June 2011 15:35

Congratulations to Prosonix Ltd

FDPO would like to congratulate Prosonix Ltd on their £11.4 million Series B Financing today.

FDPO provided support with the investment business case, financial modelling and sensitivity analyses.

http://prosonix.co.uk/prosonix-secures-11.4m-series-b-financing.html

Prosonix

Published in News
Monday, 27 June 2011 16:18

Bank Loan Assessor Teaser

Use this Excel spreadsheet to compare two bank loans, or to calculate the actual rate of interest being charged on a loan.

Features

  1. Converts all fees into a cost of money - the interest rate - making loans with different fees comparable
  2. Copes with bullet payments (where an element is repaid as a lump sum at the end)
  3. Exposes the flat rate sham
  4. Shows the actual (nominal) rate of interest the bank is charging, along with the corresponding APR
  5. Copes with monthly payments for terms up to 30 years
  6. Shows the amount of debt outstanding at any point during the loan
  7. Quick calculator for simple cases where you know the repayment and want to know the rate

 

Published in Teasers

There are a number of actions that an Invoice Finance Company may take in response to learning that a business is ‘in trouble’. ‘In trouble’ can mean different things to different people. In this case I mean it to reflect a situation where the business has had problems. This may be consistent lack of sales, bad debts or management difficulties. The symptoms are usually  pressure from HM Revenue and Customs, CCJs being registered and suppliers not getting paid.

So what does the Invoice Finance Company do when it gets the bad news?

Published in Guidance
Thursday, 12 May 2011 08:09

How to borrow money from your bank

Business bank managers everywhere despair, every day, at the quality of the loan requests they get. To make it worse, these requests are from established businesses, from MD's who, supposedly, know their stuff.  Lenders are given limited information and questionable financial data. This comes accompanied by an expectation that no reasonable bank manager could possibly fail to see why it is a good idea to hand over a big pot of money.

So what is going wrong ?  Why is there a mismatch between the expectations of the bank manager and those of the managing director ?

Published in Guidance
Wednesday, 27 April 2011 13:50

Bank loan assessor

Use this Excel spreadsheet to compare two bank loans, or to calculate the actual rate of interest being charged on a loan.

Features

  1. Converts all fees into a cost of money - the interest rate - making loans with different fees comparable
  2. Copes with bullet payments (where an element is repaid as a lump sum at the end)
  3. Exposes the flat rate sham
  4. Shows the actual (nominal) rate of interest the bank is charging, along with the corresponding APR
  5. Copes with monthly payments for terms up to 30 years
  6. Shows the amount of debt outstanding at any point during the loan
  7. Quick calculator for simple cases where you know the repayment and want to know the rate
Published in Downloads