Wednesday, 21 September 2011 19:50

Budgeting Tool


1)    Profit and Loss, balance sheet and cash flow integrated
2)    Working capital modelled for balance sheet and cash flow
3)    Staffing budget made easy, set up for up to 45 staff
4)    Charts to highlight key trends
5)    Contents page for easy navigation
6)    Factoring finance model, if needed, for working capital budget
7)    Commentary page

Use this for planning or for demonstrating the plan to potential funders.  Then use it to compare performance against plan. You can also use it to delegate responsibility and hold people accountable.


Published in Teasers
Wednesday, 29 June 2011 15:35

Congratulations to Prosonix Ltd

FDPO would like to congratulate Prosonix Ltd on their £11.4 million Series B Financing today.

FDPO provided support with the investment business case, financial modelling and sensitivity analyses.


Published in News

There are a number of actions that an Invoice Finance Company may take in response to learning that a business is ‘in trouble’. ‘In trouble’ can mean different things to different people. In this case I mean it to reflect a situation where the business has had problems. This may be consistent lack of sales, bad debts or management difficulties. The symptoms are usually  pressure from HM Revenue and Customs, CCJs being registered and suppliers not getting paid.

So what does the Invoice Finance Company do when it gets the bad news?

Published in Guidance
Thursday, 12 May 2011 08:09

How to borrow money from your bank

Business bank managers everywhere despair, every day, at the quality of the loan requests they get. To make it worse, these requests are from established businesses, from MD's who, supposedly, know their stuff.  Lenders are given limited information and questionable financial data. This comes accompanied by an expectation that no reasonable bank manager could possibly fail to see why it is a good idea to hand over a big pot of money.

So what is going wrong ?  Why is there a mismatch between the expectations of the bank manager and those of the managing director ?

Published in Guidance
Thursday, 10 March 2011 13:24

Cash and Credit Control

It is painfully common to see companies which are desperate for cash neglecting a critical part of the cash cycle - credit control.  Here is what is required :

Published in Guidance
Wednesday, 09 March 2011 11:59

Daily Cash Forecasting Tool

This spreadsheet is for those who need to keep a very close eye on their cash day to day, either to keep their bank manager happy or to manage money closely so as to make the most of interest bearing deposits.  It covers thirty five days, so that the forecast goes just past the month end, thus covering those oft neglected first days of the next month.

Elsewhere amongst these downloads there is a separate three month forecast tool which you can use to look further ahead and catch any issues or opportunities early. This covers thirteen weeks, week by week.

Published in Downloads
Friday, 11 February 2011 18:30

Why use an outsourced FD ?

This article is aimed at managing directors looking for some  help finding solutions to their problems. What does a financial director do anyway ? Do they add value ?  

The long answer relates to the needs and issues of your business. The short answer is 'because two brains are better than one'.

Published in Guidance